Decision Making – Page 6 – mardihumphreys.com

There’s Nothing More Scary Than Losing Your Mind

Have you ever been gaslighted at work? The term, taken from the title of a 1938 play, refers to the process of someone slowly driving someone else crazy through psychological manipulation. It’s a specific pattern of emotional abuse and is considered workplace harassment. When it’s done by your manager, it’s very similar to Corporate Stockholm Syndrome. Since the manipulation is customized to the target, there’s no one-size-fits-all description, but here’s what gaslighting could look like coming from a coworker.

Behavior:

They consistently manipulate your perception of reality and refuse to talk about it (e.g., “I didn’t touch you inappropriately. I don’t have to listen to this.”).
They break the rules and claim you’re the one who broke them (e.g., you catch them lying and they blame you for forcing them to lie).
They withhold information you need (e.g., “The client meeting is today. Did you forget again?”).
They are ambitious, smart, critical, and have low self-esteem.
They can’t handle negative feedback, jockey for leadership positions on the team, and sabotage your work (e.g., change deadlines after you start working on the project).
They make passive aggressive comments that come off as funny.
They are charming and have great people skills.
They are office gossips; getting others to engage so they have more dirt on more coworkers.
They take credit for your ideas and when you call them on it, they say they had to tweak your idea to make it work, so it was no longer yours.

Why it happens:

They see you as competition. To get ahead, they gaslight you to make you look incompetent to management or to get you fired.
They want you to behave the way they choose while avoiding responsibility for their manipulation.
Controlling you makes them feel powerful.

Signs:

By its very nature (done slowly and sneakily), it can be hard to identify.

They make you doubt your skills, intelligence, and/or your sense of reality.
They give you backhanded compliments (e.g., “Great job on the presentation. I thought for sure you’d choke.”).
If you feel paranoid all the time (not just at work), confused (second-guessing your memory), too sensitive, overreactive, guilty, and/or depressed, you may be a victim of gaslighting.

What you should do:

Document everything; seeing the abuse in words helps you decide if gaslighting is actually happening (i.e., you are not imagining it) and it gives you proof to take to HR if you choose to.
Keep gaslighting emails they sent you in a folder under your inbox and forward them to your private email account, so you have a backup. If your company has access to your work email, just keep the evidence in your private email account.
Write down descriptions of inappropriate interactions as soon as they happen before you forget what was said, done, and where it happened. Email these documents to both your work and private accounts so they will be time and date stamped.
Ask your coworkers if it’s happening to them too. If so, ask them to document their interactions also. HR is more likely to believe you if you can prove the gaslighter is treating coworkers the same way they’re treating you.
When meeting with the gaslighter, have at least one other person in the meeting to verify what was said.
Call the gaslighter out on their behavior and words. Know your worth and expertise and hold your boundaries.
Remind yourself that you are smart and capable.

Please share your experience of being gaslighted in the comments section below.

Funding Your Financial Future

Investing. Just typing the word overwhelms me. I don’t begin to understand the process of how to buy stocks, which bonds to purchase, or what it means to my financial future when the Dow dips. Do you feel the same? I’ve done some research and found a few things you can do to supplement your retirement savings.

Pay loans off quickly

The faster you pay off debt, the sooner you can stash money into a retirement plan. Student loans, car payments, mortgage, credit cards, etc. all keep your money tied up. When you get “free” money: a cash bonus, cash gift for you birthday, tax refund, etc. use it to make an additional payment on your loan. Since you weren’t counting on that money, you won’t miss it.

Invest in your company’s 401k

If your company offers matching contributions, contribute the maximum amount you can afford. It’s free money. Take full advantage of that benefit. Start as early in your employment as possible. If you’re concentrating on paying off debt, make the minimum contribution. When you are debt free, increase your 401k contributions by the monthly amount you were paying your creditor.

Open an Individual Retirement Account (IRA): If you are eligible, this is the traditional route. I thought an IRA was an investment, but it’s actually a savings account with tax breaks attached. It’s unwise to rely solely on a pension and Social Security to fund your retirement. Every day people are celebrating their 100th birthdays. Plan accordingly.

Invest in real estate

If you’re a gambler, you may enjoy real estate crowdfunding. Which is essentially pooling your money with other people’s money to purchase properties that someone else manages and or sells. It’s not a huge return on your investment, but you may like it better than stock trading.

Use a micro-investment app

The concept of rounding up the amount of a purchase to the nearest dollar, then diverting that difference into an investment account is brilliant. Acorns, Stash, Robinhood, and WiseBanyan have figured out how to do it. Using this method of investment won’t provide huge returns, but if you keep spare change in a jar on the kitchen counter, it’s not working for you. You may as well have a little bit of money making you a little bit more money.

Get a side gig

This can be as intense as working retail or as laid back as dog walking. You can work for someone else, like a big box store. You can work for someone else while setting your own schedule, like being a ride share driver. Maybe it’s time to launch your own business, like online guitar lessons. If you have a skill you can monetize, you can put that money in your retirement fund. As an additional benefit, you set yourself up for having a stream of revenue when you retire from full time employment. Exploring your options while working full time sets you up for life beyond the daily grind.

There are numerous ways you can save for retirement. Investing can be as complicated or as easy as you want to make it. The important thing is to do something to financially provide for your future.

What kind of investing do you do? Please share in the comments section.

Corporate Stockholm Syndrome is Real

While researching last week’s post, I stumbled across something I’d never heard of before: Corporate Stockholm Syndrome (CSS). It’s when an employee becomes deeply loyal to an employer who is abusive (e.g., yells at employees, expects employees to work long hours, requires employees to handle his personal errands). For a good example of this, watch the movie (or read the book), The Devil Wears Prada. Stockholm Syndrome is a phrase first coined in the 1970s to refer to a hostage who felt empathy toward her captor because even though she was abused, the captor was also the source of food, water, shelter, etc. Since a manager can also be viewed as a source of those things, when the manager is abusive, the employee experiences CSS.

1. Problems

As employees, we get a great deal of self-esteem from our jobs. This becomes problematic if our manager habitually mistreats us. An employee suffering from CSS is emotionally attached to the company and puts its needs before her own; even if that means she gets traumatized in the process. The employee is micromanaged. Her work is scrutinized and, if it displeases the manager, criticized. When she wants to advance within the company, especially to another manager’s team, her manager refuses to allow the move.

2. Symptoms

Physical: headaches, insomnia, fatigue
Mental/Emotional: fear, distrust, anger, shame, denial she’s being mistreated.
Company: the manager isolates the employee from upper management, coworkers verbally abuse each other, the company offers fringe benefits that promote loyalty to the company

3. Results

The employee is stressed out, her reputation possibly tarnished by her manager, and afraid of what will happen if she complains to Human Resources. She thinks telling someone will get back to the manager and make things worse (e.g., lose her job or not get promoted). In 2017, the Workplace Bullying Institute discovered more than 60 million employees in the US had been affected by bullying or abuse on the job. CSS is contagious. Coworkers who witness the abuse may not speak up for fear they’ll be mistreated too.

4. Solutions

It’s important to maintain healthy relationships outside of the office. Get a reality check from one of yours. Ask, “Do you see this happening?” “Is this normal?” If you’re a victim of CSS, it’s unlikely you’ll be able to change your manager’s behavior. Your best alternative is to get a new job. (That sentence makes it sound easy. I know it’s not.) Look for a company that rewards supervisors for promoting high performers. While you’re searching, take time to heal. Write down your achievements. Seek validation and encouragement from friends and family. Consider visiting a psychologist who does cognitive behavioral therapy to undo the thinking patterns created by the abuse. Be good to yourself outside of work: exercise, use a meditation app, plan something to look forward to (e.g., a concert, a vacation, the next five books you want to read). Be as good to yourself as you would be to a friend who is going through these circumstances.

Have you ever been the victim of CSS? Please share your story in the comments section below.

Balancing Act

During a conference I attended last week, we did a networking exercise similar to the Reciprocity Ring Adam Grant uses in his classes at Wharton. Most of us requested referrals, but one woman asked for tips on work-life balance. I admired her courage. We usually act like we either have it all together or wear burnout like a badge of honor. I promised to do some research. Here’s what I found.

Contributing Factors to Work-life Imbalance:

1. Household Chores

Women do more household chores than men no matter what their age, income level, workforce responsibilities, or if there are children to parent. If you’re tired of carrying the bulk of the homework, talk to your partner about traditional gender roles and work out a fair division of labor.

2. Working Remotely

If you don’t have to be on-site to do your job, working from home allows flexibility but also usually means working longer and odd hours and sets the expectation from your boss that it’s acceptable. American wages are about the same today as they were 40 years ago. Technology has produced knowledge workers, but businesses have yet to figure out how to measure their productivity. We’re still measuring it by hours on time sheets and presence in the office. So if you work remotely, you feel you have to be connected 24/7 to demonstrate productivity.

3. Your Mate’s Schedule

Women partnered to men who work long hours (50 or more per week) have significantly higher perceived stress and significantly lower work-life balance than women partnered to men who work a normal full-time week (35–49 hours).

Possible Solutions:

1. Flip the Script

Stop thinking of work as negative and home as positive. There’s nothing wrong with loving your job. It’s just that too much of a good thing still causes burnout. Alternate work schedules are becoming more common. Can you choose a schedule that allows you to balance home and work? You have to set and protect boundaries, but you would control them.

2. Embrace the Imbalance

Using time-saving hacks aren’t working any more. Imbalance is a challenge for a household where both people have jobs and no one has the exclusive responsibility to manage the home. Give each other some grace. Communicate when you have an impending work deadline signaling that your chores at home will have to wait. On the other hand, let your colleague know you will answer his email after you get home from your daughter’s basketball game.

3. Leadership

If the organization’s leaders don’t practice work-life balance, e.g., emailing at 9:00PM, calling into meetings from vacation, etc., then employees will follow suit because it shows dedication and may lead to promotion. Managers should model the behavior the company wants cultivated. Supervisors should take a lunch hour, go on vacation, and leave the office for the day at a reasonable hour. Then they should talk openly about doing all those things with their teams and encourage them to do the same.

How do you balance work with your personal life? Please share your story in the comments section below.

Workforce 2.0

If you had twins, a boy and a girl, who started kindergarten this year, they’ll graduate high school in 2032. Being the forward thinker you are, what skills should you teach now to prepare them to join the workforce? Should you teach your daughter the same skills as your son? I found five skills that give both boys and girls a head start in the workforce.

1. Social skills

The social skills children learn in kindergarten can determine whether they end up in the workforce or prison. (No pressure, Mom and Dad.) Model the behavior you want them to exhibit (e.g., control yourself when you’re angry). To develop social skills, they have to be around their peers. Arrange play dates, take them to story time at the library, put them in children’s programs at your church. Sometimes you need to be present to observe and correct their behavior, and sometimes you need to be absent so they can test what they’ve learned.

2. Chores

Ask them to empty smaller waste cans throughout your house into your kitchen trashcan then have them accompany you when taking it out. When they’re older, they can assume the whole process. The same applies to cleaning their rooms, doing laundry, emptying the dishwasher, etc. When they help you, they get used to collaborating which is a skill they’ll need for future group projects in school, playing team sports, and eventually on the job. It’s helpful to praise their efforts and not their outcomes (e.g., first praise them for putting their plates in the dishwasher, then ask them to rinse them first next time). This instills a growth mindset which is crucial for success in the workforce.

3. Communication

Teach them how to translate emotions into words instead of acting out (e.g., Your child throws a toy because he’s frustrated. Ask him why he threw the toy, then help him find the words to express the emotion.). You also want to teach fundamental skills like making eye contact, saying please, thank you, and sorry, and listening without interrupting.

4. Decision Making

Let them choose what clothes to wear. If she wants you to decide for her, pull out two or three outfits and have her choose one. Let them choose their friends. Only intervene if the friend is a bad influence (e.g., a bully). Don’t snowplow parent. Prepare your child for the road; don’t prepare the road for your child (e.g., Did she leave her reading book at home? Don’t take it to school for her.).

5. How to Fail

Creative problem solving and critical thinking are the top two skills employers want. When they’re about to have a non-catastrophic fail, let it happen. Then frame it as a learning opportunity. Help them figure out why they failed and what they can do to prevent failing that same way next time (e.g., You’ve told him three times to put his dirty clothes in his laundry basket. He left his favorite shirt on the floor and now he wants to wear it to school, but can’t because it has a stain on it. Help him figure out a trigger he can create to remind himself to put that shirt in his laundry basket.).

Do you agree with this list? What skills do you think the workforce of 2032 will need? Please share in the comments section below.

Give Me Some Credit

Back in the good old days of easy credit, it was common practice to have cards from all your favorite stores and two or three multi-use cards (e.g., Visa, Mastercard, Discover, etc.). It was also common to spend to the cards’ maximum limits, but only make the minimum monthly payments. We told ourselves we were building a good credit history. Then bad things happened in the US economy and wealth advisors urged us to cut up all our credit cards and pay for everything (even big ticket items like houses) with cash. Now the financial pendulum is swinging the other way again. There are several philosophies on managing credit cards. Here are three things I’ve learned.

1. Limits

The amount of credit cards you can have is limited only by the number for which you can qualify. Be aware that every time you apply for a new card, the issuer will check your credit score. If several companies do that in a short amount of time, your credit score could temporarily go down. I’m a primary and a backup kind of girl, so I have two multi-use cards and no store specific credit cards and Clark Howard approves. Which card I use depends on where I am (E.g., I have a card that rewards me for spending money on gas, groceries, and eating out).

2. Retail card

At the check out, cashiers ask me if I’m paying with their store’s credit card. When I say no, they ask if I want to open one and give me an elevator pitch of why I should: I’ll save $X on this purchase, X% on future purchases, earn points to get discounts on future purchases, and receive offers in my email. Since everyone’s situation is different, you may benefit from a store credit card. I avoid them because they make me want to spend money unnecessarily. Here’s a good pros and cons article on store credit cards.

3. Payment

There is one best practice that hasn’t changed since I started using credit. Pay the current balance in full every month. We forget credit cards are loans. The financial institution issuing the card is lending us money. If we don’t pay back the full amount we borrowed by the deadline they set, we owe them interest and finance charges. That’s how they make money and that’s why they offer a minimum payment. The longer we carry a balance, the more we owe and the more money they make.

Navigating the waters of credit card use is treacherous. It’s so tempting to buy whatever we want, but just because we can doesn’t mean we should. You work hard for what you earn so stop and think. Will you be mad at yourself every time you use that $1599 Gaggia Accademia espresso machine because you could have used that credit to pay a mechanic to fix your car that just broke down? Know your limits and stick to them. If you can’t trust yourself to be responsible, leave the credit card at home.

What’s your take on how many and what type of credit cards to have? Please share in the comments section below.

We Just Disagree

When you put two or more human beings in a room together, it won’t be long until they find something to disagree about. Throw in a complicated project for a demanding client that takes weeks to deliver and you have a recipe for major conflict to erupt. It’s not a question of if you have conflict with your coworkers, but when. Here are three ways to manage it.

1. Rip off the Band-Aid

Conflict is like a wound. If left untreated, it can get infected and hurt the whole team. Going to the source and clearing the air as soon as you recognize conflict keeps it from spreading. When I feel like a coworker’s vibe toward me is negative, in private, I ask if I’ve unwittingly offended him. Sometimes, I’m the one who feels offended, but I still go to the person I feel has offended me. Often conflict is a result of miscommunication, so the first thing I do is listen to his issue. I try to ignore any emotion either one of us is feeling and concentrate on the words he’s saying. Then I reflect back to him what he said in the form of a question, “You’re stumbling over _____ because _____. Is that right?” If I’ve offended him, I apologize. If he offended me, I forget about blame and I don’t expect an apology. I can’t change his personality, but I can ask him to modify his behavior. If the situation is a misunderstanding, my coworker now knows I’m not afraid of conflict and I’m willing to deal with the source instead of gossiping to the rest of the team.

2. You need to calm down

If a coworker gets angry, talks sarcastically, or raises his voice, I do the opposite. I control my non-verbals: uncross my arms, put on a poker face, and speak in a soft tone. It can feel like an attack, but another person’s opinion of my decision is only his opinion. Just because he’s mad doesn’t mean he’s right. He’s not open to the possibility of being wrong when he’s mad, so I refrain from pointing out flawed logic while he’s venting. Why he feels so strongly about a perceived slight could have absolutely nothing to do with me. A gentle answer turns away wrath.

3. Find the yes

There’s more than one way to bake a cake, everyone wants to do it their own way, and sometimes they are very vocal about it. What I need to find is a solution everyone can live with (not necessarily agree on) so we can have cake; er, I mean, a deliverable. When a discussion gets heated, I throw water on the fire instead of gasoline. I try to find either common ground, something positive they did to further this project, or something we agreed on in the past in order to build a compromise.

Conflict is inevitable. When we learn to perceive it as data to be analyzed and interpreted we can mitigate it more quickly.

Do you have a favorite strategy to manage conflict with your coworkers? Please share your tips in the comment section below.

You May be a Leader

Time for a riddle:
What’s the difference between someone who is a leader and someone who is in charge?

Answer:
Leader = one who glues a team together and gets things done
Bureaucrat = one who is titled and officially in charge

Can this be the same person? Sure. Is it always? (That’s not a riddle.) If you don’t have a managerial title, how can you tell if you’re a leader?

Leadership is simply influence and everyone has it. You probably lead something or someone whether or not you recognize it as leadership. To find out, ask yourself these 10 questions.

1. Do I live in the future?

If you look two weeks down the road, plan two steps ahead, or see what currently exists and how it could be used to create something that doesn’t yet exist, you may be a leader.

2. Do I look at current processes and imagine how they could be improved?

When a coworker says, “But this is the way we’ve always done it.” If you say, “Yeah, but what if we can find a better way?” you may be a leader.

3. Do I communicate clearly?

If you can present the overview of how to achieve the project’s deliverable, as well as the steps necessary to create it, you may be a leader.

4. Do I collect people into teams?

If you identify coworkers who share your value system, solicit their opinions on your projects, invite collaboration, and facilitate partnership, you may be a leader.

5. Do I hate waste?

If you know a teammate has an underused ability that can enhance the project, and you appeal to their sense of purpose to focus it on accelerating the project, you may be a leader.

6. Do I reproduce myself?

If you teach teammates how to do what you do thereby sharing your power and encouraging them to find theirs, you may be a leader.

7. Do I connect people?

If you meet someone at a networking event and immediately think, “How can I help this person achieve her goals?” you may be a leader.

8. Do I eliminate obstacles?

If you know what action to take to keep the project moving toward completion and do it, if you ask for forgiveness instead of seeking approval, or if you think any decision is better than no decision, you may be a leader.

9. Do I make wise choices?

If you filter decisions through your company’s mission statement, you may be a leader.

10. Do I think more about others than about me?

If your main concern is advancing the project, even if it means a coworker will outshine you, you may be a leader.

The bureaucrat has the fancy title and big salary because he is held responsible for the team’s success. The leader has influence to achieve that success. If that person is not one and the same in your workplace, follow the leader.

Do you have managers in your office who aren’t leaders? Do you have managers in your office who are leaders? Please share your observations in the comments section.

Full Belly, Empty Wallet?

We’ve talked about saving money at the grocery. Now let’s tackle eating out. Americans spend about $3008 a year eating at restaurants. Talk about treat yo self. One of the fastest ways to save money is to stop going to restaurants. Since that’s not going to happen, here are three ways to save.

Skip the Drinks: Skip soft drinks and alcohol and drink water instead. For sanitation purposes, I’d avoid ordering it with a lemon wedge, but don’t get me started on restaurant cleanliness. Restaurants make a tidy profit from your drink order because most mark it up 10-45%. Water is free and better for your body.

Work the System: Eat at restaurants that have dollar menus or order from the kids’ menu if the restaurant doesn’t have age restrictions on it. Plenty of restaurants serve huge portions (I’m looking at you, Cheesecake Factory). Order something you know you won’t finish; something that won’t get soggy overnight, e.g. order spaghetti and meatballs instead of a Rueben sandwich. Take the rest home to eat for lunch at the office tomorrow. You can save money by either skipping the appetizer or making it your meal. You could also split a meal if you are eating out with someone. E.g., you order eggs and bacon ala carte; he orders an omelette that comes with bacon, hash browns and toast. You eat the hash browns. If you have a choice, eat out at lunch time. A restaurant’s lunch menu is smaller (so are the portions), and consequently cheaper, than their dinner menu. If you have to go out in the evening, you could opt for just dessert, or just appetizers or go to an ice cream parlor or a coffee shop.

Convenience Costs Money: Buying a cup of coffee on the way to the office every day can add up to over $1000 a year. I brew Starbucks at home and actually use 1/3 of generic ground coffee to 2/3 Starbucks to stretch it even further. Your favorite restaurant’s website probably offers to send you ecoupons if you sign up for their mailing list. If you can stand a bunch of ads clogging up your inbox, you could save some cash. Our favorite pizza place puts a coupon in a monthly direct mailer. We only eat there with the coupon. Uber Eats, GrubHub, and DoorDash add up. If you have to have Chipotle, pick it up on your way home from work instead of having it delivered to your door. Skipping the breakfast drive-thru (you can pack your breakfast as well as your lunch) helps your waistline as well as your wallet.

These suggestions require planning, but a little brain power can save you a lot of money. Make eating out a treat, not a habit. When our daughter was little, we went to McDonalds so infrequently that she used to get excited to eat there. Yes. We were THOSE parents.

What do you do to save money on eating out? Please share your tips in the comments section.

There’s Nothing Holding Me Back

Do you compare yourself to others? How’s that workin’ out for ya? Most of us have an innate sense of competition. Your teammate reaching his sales goal while you struggle frustrates you. You’re jealous when a coworker receives a promotion and you don’t. But just because someone is winning doesn’t mean you’re losing. You can allow these circumstances to set the bar you pole vault over. Here are four things you can do to be your own competition.

Determine what success means to you. It will look different on you than on those to whom you compare yourself. Use your definition to filter your decisions, actions, and goals. For example, do you want a promotion? If your company thinks customer service is important, make sure you are giving your customers great service. When a customer compliments you on how you treated her, be proactive. Give her your manager’s email address and ask her to send your manager a brief note.

Write down your S.M.A.R.T. goals. It isn’t enough just to think about them. Track them weekly. At the end of the month, ask yourself: What went well? What didn’t? What could I have done differently? What action will I take to improve? This will help you maintain focus. When you get distracted from your goals, you get disoriented. This makes improvement and success both harder and slower to obtain. Develop habits that concentrate on your own path and no one else’s. At the end of the day ask yourself: Am I better today than I was yesterday? Did I stop a negative thought and replace it with a positive action step?

Have a conversation (over coffee, of course). Brainstorm with a confidante who doesn’t have your same job title. Someone outside your industry has a different perspective and sees possibilities you can’t. Even if what they suggest isn’t feasible for you, the point isn’t for them to give you a new business model, it’s to pull you out of the spin cycle in your head so you can think differently about your situation. I had coffee recently with a former coworker I’d not spoken to in about a year. Just by catching up we saw things in each other’s journeys that left us with new ways to approach our jobs.

Take a break. Does social media impact how you think of yourself? There is always going to be someone else with a bigger house, a nicer car, and a more exciting life. If their Instagram posts inspire you to push forward, great. But remember, those people are advertising their values and goals which are not necessarily the same as yours. You can’t generate momentum to reach your goals if your attention is diverted to someone else’s. Don’t compare yourself to other people living their best lives. If scrolling makes you miserable, close the apps for a while.

You are unique. Even with the same job title, you’re different from your coworker. You don’t have the same abilities, resources, obligations, motivations, or challenges. You are your biggest competition.

What adjustments do you make when you realize you’re the only one holding you back? Please share them in the comments section.