How to do Stuff You Don’t Want to Do (And Why You Should)

You can do it
Get it Done

We all have work tasks we don’t want to do and if they are little things, you just do them. But what if they are big things? For example: When one of my coworkers went on maternity leave, I temporarily took over some of her duties. I had to talk to the contractors she usually dealt with. I had to learn how to use their portal because she’s the one who helped them when they ran into trouble. I didn’t want to do either one of those things, but now they are bullet points on my resume. In every crisis there is opportunity. Here are three reasons to do things you don’t want to do at work:

You Learn
This assignment could be a test. Your manager may be trying to determine if you’re ready for more responsibility. When you’re given a project you have the opportunity to learn process improvement, organizational structure, and time management. Break the project down into tasks and timeline. Regularly report your progress to your manager. Reward yourself for the timely completion of each task. For me, a large part of the problem is the anticipation of having to do the unpleasant task. Putting it off doesn’t make it go away, it just brings the deadline closer. At the end of the project, you can update your resume declaring yourself an SME (subject matter expert).

You Find Out What You Are Made of
Figure out why you don’t want to do it. Do you think this project is beneath you? Is it thankless? Is it boring? Does it take a lot of time? Do you lack the necessary resources? Pride comes before a fall, so be careful. Not wanting to do a task is an emotional response not a physical one. Your feelings are telling you that you don’t want to do it, not your brain. Get out your journal and let your feelings loose for a bit. Then reflect: What can you put in your notes for your next performance review because of this task? Will it make you grow in soft skills? Will it add top line revenue? Then put the journal away and get that project done!

You Define Your Boundaries
Once you figure out why you don’t want to do the project, it may be as simple as you are being lazy and just need to get over it. But, it may be as complicated as needing to stand up for yourself. Here’s a situation where I had to put my foot down: Our office was asked to help out another division that was behind in their quality control inspections. My assignment was to make the appointments for our inspector. Our office has an open floor plan so I had no privacy when making these phone calls. A coworker eavesdropped on my conversations and felt compelled to either offer tips or laugh at my struggle to convince customers to admit our inspector into their homes. I finally had to pull a Pink. (“I’m not here for your entertainment.”) I stated that the task was distasteful enough on its own and please stop making it more difficult. He went to lunch. Now I have a “Describe a time when you had a conflict with a coworker.” story for my next interview.

When you have to do something you don’t want to do, it helps to find some way to make it benefit you. Document it for your next performance review, put it on your resume, or subtly let your boss know she owes you one. Find your win and make the situation work for you.

Manage Your Money or It Will Manage You

Your choice
Peace of mind vs. debt

On the drive home from a visit to our “Wealth Manager,” (Apologies for the dramatic quotation marks. I find the job title funny. Probably because we are not considered wealthy by most American standards.) I asked my husband how people like us who have jobs in retail, business, and sales could afford houses, new cars, and cruises. My husband’s theory was they are willing to live with a lot of debt and that’s pretty normal for most Americans. There’s the difference between me and most Americans. I’m almost debt phobic. Can you blame me? Look at some of the statistics:

Do you have a credit card? In 2017, the average American household owed $7,136 on credit cards. (https://www.fool.com/credit-cards/2017/12/11/heres-the-average-american-households-credit-car-2.aspx)

Do you own your house? In Ohio, the state in which I live, the average mortgage debt in 2017, was $129,106, which is actually one of the top ten states with the lowest average. (https://www.experian.com/blogs/ask-experian/how-much-americans-owe-on-their-mortgages-in-every-state/)

Do you have a car loan? The average monthly new car payment in 2017, was $479 with a commitment to pay for 68 months. (https://www.thebalance.com/average-monthly-car-payment-4137650)

Do you have student loans? As of November 2017, a student graduating with a Bachelor’s degree in the state of Ohio has $19,300 in student loan debt. (http://www.businessinsider.com/student-loan-debt-average-by-state-map-2017-11)

I look at these statistics and have to ask: Why all this debt? Does it make us happy or do we feel in competition with our friends? If it’s the latter, STOP. RIGHT. NOW. You can go for a while carrying debt, but eventually it will bite you in the patootie and in the meantime, the stress will eat you alive. (https://moneyish.com/ish/americans-are-crappy-with-money-heres-exactly-how-thats-wrecking-their-health/)

As for me, living as cheaply as possible is a game. I use coupons. With digital coupons, it’s easy. For holidays, I ask for gift cards. My husband and I have neither a mortgage nor car loans. We have a college student, so helping her pay for that is a priority. We also prioritize saving for retirement. I had a side gig working retail in order to help fund both and yes, it was worth my T.E.A.M. (Please see my post: Is It Worth Your T.E.A.M.? for the punchline to this inside joke). We also do some charitable giving, but that’s private, so I’m pulling a Gump (“That’s all I have to say about that”).

So, wondering what you can do to lessen your debt and increase your peace of mind? I defer to the Jedi Master Dave Ramsey. He has great strategies. We don’t follow all of them, but the ones we can, we do. Before you surf over to his website: www.daveramsey.com, (The link is for your convenience. Dave Ramsey doesn’t know I exist, so he does not compensate me for the link. If there is another money master you prefer, go to his/her website and start digging.) here are some suggestions to get you started:

  • Break a bad habit – smoking, for example costs you money not only for the cigarettes now, but also for the inevitable medical bills later.
  • Break a good habit – the coffee and breakfast sandwich you buy on your way to work can be made at home for pennies.
  • Save cash. Literally. Save one of the return envelopes that accompany the bills you receive in the mail. Every Friday stick $30 in it. By the end of the year, you will have $1560.
  • Embrace simplicity – it’s kinda trendy now. Get a library card. You can check out movies and music, as well as books, for free. And not just hard copies; digital too. Choose to explore a city nearby for vacation instead of going somewhere far away. Explore your hometown’s metro park system for outdoor entertainment. Dust off the board games and invite friends over to play. Have everyone bring a snack to share.

Adopting even just one or two of these practices will make an exponential difference in your life. You cannot put a price tag on the peace of mind freedom from debt gives you.

Is It Worth Your T.E.A.M.?

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Photo by Kaboompics//Karolina from Pexels

I think after you graduate high school, life speeds up. Adulting necessitates lots of decision making. Some decisions can be life-changing. (“Should I REALLY have sex without a condom?”) Other decisions, not so much. (“Should I REALLY eat that third scoop of peanut butter cup ice cream?”) I’m often asked: “How do you know you’re making a wise choice?” My answer: “If it’s worth my T.E.A.M., then I do it. If it’s not worth my T.E.A.M., then I don’t.” For me, T.E.A.M. stands for Time, Energy, Attention, and Money. These elements are currency. They are valuable. They cost as much as you’re willing to pay, so they’re very individualized. The next time you make an important decision, first ask yourself: Is it worth my T.E.A.M.?

Time – There are 168 hours in a week. If you’re not intentional in spending them, they just fly away. Do you ever get to Friday afternoon and wonder where all your week went? Keep a log for a week. Write down everything you do and how long it takes. For a week. Don’t have time to stop and write everything down? Dictate it into your phone. When you get to next Friday afternoon, see what your big time wasters are. Because if you’re thinking of adding something to your schedule, how else are you going to know if it will even fit?

Energy – You only have so much. You can do things to increase it, like exercise, but it runs out and must be recharged. Sometimes it’s a curse to have a ton of energy because you deceive yourself into thinking you can push your body past its limits. If your plate is full and you add something, something that is already on the plate will get pushed off. Better for your brain to choose what gets pushed off the plate than your body deciding for you. If you’re thinking about taking on something that will spend a lot of energy, will the commitment fire you up or drain your battery?

Attention – Given the amount of screens screaming for your attention it’s easy to waste a ton of time not accomplishing anything. There’s a reason it’s called “paying” attention. It costs you something. Make sure whatever (or whomever) is asking for your attention is valuable. Some questions to ask yourself before taking on a project that will demand a great deal of your attention are: Does it have lasting benefits? Can you learn from it? Is it an investment in a relationship? Are you building someone up?

Money – You’re on a budget (or should be!). You only have so much cash at your disposal. You have bills to pay, things for which to save, and charities to support. How do you decide if something is worth spending your hard earned wages on? Education is worth spending money on. Retirement is worth spending money on. Premium cable? Not in my opinion. Now, having said that: Do you eat out a lot? Travel? Go to movies? Game? If not, and cable is all you do, then maybe it IS a good investment. For you. Me? I’d rather read a book from the public library.

The bottom line is: what you spend your T.E.A.M on is an intensely personal decision. Only you can decide if the item or service or person is worth whatever you have to sacrifice to obtain it. Do you have a decision making system?