Mardi Humphreys

LinkedIn is a Thing

I don’t know what my face looks like when I ask someone to connect and they say, “I don’t do LinkedIn,” but from their reactions, it’s not pretty. I’m surprised at the number of people who say they either don’t use the platform or they have a profile but don’t check it. When I ask why, they usually say it’s not worth their time. The honest people say they find it intimidating. With the volatility of the job market, we have to be open to opportunity. Even if you love your job, and don’t intend to leave it, it could leave you. Multiple income streams from both side gigs and passive income are smart strategies for securing your financial future and LinkedIn can help you find those opportunities. Let’s talk about the basic things you should do to have a presence on LinkedIn.

The Basics

In 2017, 95% of recruiters polled used LinkedIn to find candidates. So at least fill out a profile. It’s free. If the task seems daunting, check out your friends’ profiles, especially if they do a job similar to yours, and follow their examples. In your headline and profile summary (the About section) use the keywords they use to describe themselves. Keywords are one of the tools recruiters use to find you. If you have a recent headshot, use it as your profile picture. If not, have someone take one. A professional is best, but a selfie works if the lighting is good and the background is plain. Don’t use a headshot that’s more than five years old. If you arrive at an interview looking older than your photo, you leave the impression you’re less than honest. Your background photo is tricky because of the required dimensions (1584 x 396 pixels) and the fact it needs to accommodate your headshot in the lower left third of the shot. But if you can find one for free (try Pexels) that depicts what you do, it will set your profile apart from users who just leave the default background up. You can use your resume to fill out the rest of the sections (Experience, Education, Licenses and Certifications, Volunteer Experience, Skills and Endorsements, Accomplishments, and Interests).

Some other things to do:

-Use the search function to connect with people at companies you want to work for then like and comment on their posts
-Follow the pages of companies you like
-After you make some connections, go through their connections and ask them to introduce you via LinkedIn’s group message feature or email. Then ask those mutual connections for coffee or an informational interview
-Position yourself as a thought leader in your industry by writing and publishing articles using LinkedIn’s article publishing feature
-Find articles pertinent to your industry then post them on your timeline using links and hashtags to share them with as many of the LinkedIn community as possible

LinkedIn is a conversation and conversations are supposed to be fun. It takes time and effort to get started, but once you do, staying active is easy.

How do you make LinkedIn work for you? Please share in the comments section.

Come Together

Photo by John Guccione www.advergroup.com from Pexels

Spendthrift loves Cheapskate

When couples argue over finances, money is almost never the real problem. It’s a symptom of the real problem. We learn about money as children. We didn’t analyze our parents’ bank statements when we were 10 years old, but we did experience where their money went. Did we live paycheck to paycheck? Did we go to Disney World every year? Did we donate to charitable organizations? If we got a bike for Christmas, we knew we had money. If the heat got turned off at Christmas, we knew we didn’t. These experiences influence our relationship with money. It’s common for couples to have vastly different opinions regarding money, while simultaneously assuming everyone else’s attitude toward it is the same as ours. Saver marries Spender oblivious our spouse’s financial philosophy will quickly drive us crazy, but couples overcome financial differences every day. As with most things in life, it’s all in the approach.

We Need to Talk

Saver and Spender should talk about money priorities at a time that is good for both and in a relaxed setting. We come to this date with a list of what is important to us to both spend money on and save money for. First, we figure out how much money we each make every month. Next, we go through the monthly bills (e.g., mortgage/rent, utilities, internet, phone, gas, groceries, etc.) and see how much we have to spend on these fixed expenses. Ideally, what we have to spend is less than what we make (If not, that’s a whole ‘nuther blog post).

The difference in those two figures is disposable income. This is the money we have to talk about. Does Saver like putting money in a savings account? Does Spender like to eat out? Agree on monthly limits for both. We also need to agree on an amount each can spend without the other’s blessing and we should set parameters on what qualifies as a big purchase (e.g., a car). The goal is for Saver to feel secure and Spender to not feel confined.

For additional comfort and freedom, we can open separate accounts in addition to our joint account. The joint account is for bill paying and each spouse can contribute proportional to our income. We define what purchases qualify as household expenses (e.g., child care) and pay those out of the joint account. Discretionary spending comes from the individual accounts.

We consider debt. How much are we comfortable with (e.g., credit card debt)? What are we willing to go in debt for (e.g., our children’s education)?

We ought to discuss saving and investment goals. Do we want to buy a house? Go on a month-long vacation? Retire early?

The more couples talk about money (how we spend it and why), the easier it gets. We aren’t just building our finances, we’re building our trust in each other.

How do you and your spouse deal with money issues? Please share in the comments section.

What Difference Does it Make?

Last year there was huge buzz around Marie Kondo and her movement to spark joy through tidying up. If you followed her method, do you still feel joy from the things you kept? If not, maybe tidying up just made you happy instead of joyful. Here in the doldrums of winter, let’s brighten things up a bit by discussing the difference between happiness and joy and what we have to do to get them.

What’s the Difference?

Happiness – is a temporary and fleeting emotion. It’s a result of what’s going on in our lives at the moment (e.g., landing a big account or going on vacation). Happiness is external and pretty much out of our control. It’s experiencing positivity, gaining fulfillment, and getting what we want. Happiness is a consequence of good fortune; like how we feel when we reach a goal (e.g., a promotion). It’s a feeling and feelings can change in a New York minute.

Joy – is permanent and comes from within us. It depends only on our behavior; as opposed to how someone else’s behavior affects our moods. We have to choose joy. It doesn’t just come naturally. For example, we can choose to like ourselves for our kindness instead of berate ourselves for not yet losing those last ten pounds. Joy is closely associated with peace of mind. We can build it and allow it to evolve as we discover what people, places, and things bring us comfort. Joy is wanting what we have. It’s a state of being content in all circumstances. Joy requires a growth mindset. It is unique to the individual and can dictate the steps we take to attain our goals. Cultivating joy is definitely worth our T.E.A.M.

How Do We Achieve Them at Work?

Happiness – We can set and meet S.M.A.R.T. goals, make $60,000 – $95,000 a year, take a coffee break, text a friend, or listen to a song. We can routinely treat ourselves to small diversions to refresh our dispositions. If we don’t like our jobs (e.g., digging ditches) we can unearth an aspect outside of our tasks that we do like (e.g., my muddy buddy in the ditch beside me could be a stand up comedian).

Joy – We can practice gratitude: be thankful we have jobs and hot cups of coffee. We can discover meaning and purpose in our work. We can choose to further our personal development. We can let offenses go and not dwell on the negative. We can do what’s necessary to obtain peace of mind (e.g., prepare for a client presentation for an entire week ahead of the meeting). We can adjust our attitudes. We can cut back on social media; especially the platforms that promote competition (look where I went, whom I’m with, what I’m eating). We can take on challenges and risks and not give up until we’ve competed the tasks. Then, we can celebrate our successes no matter how small.

What are you doing to build joy into your work life? Please share in the comments section below.

Movin’ on Up

Photo by Markus Spiske temporausch.com from Pexels

I arrange my office furniture around the electric outlets. Is that weird? Hear me out. There are a finite number of outlets in my office. I have to plug in two monitors, docks for two computers, speakers, coffee cup warmer, desk lamp, phone charger, and air freshener. I not only need at least one power strip, but also to place my desk along the wall with the most outlets. We can think of our careers in the same way. If we’re trying to advance, we must get close to those in power.

Identify the Elvis

You’ve discovered a team/department with whom you’d like to work. Before declaring your intentions, see what you can find out about their manager (i.e., the Elvis) through some harmless stalking. Does your company’s website have biographies or resumes of the leadership team? How about an organizational chart on its intraweb? Does the Elvis have a LinkedIn profile? Get to know the people who are important to him. Pay attention to who his go-to direct reports are. Ask yourself how you can provide value to him. You can start by helping out his team. Do the tasks they either don’t have time for or don’t like.

Business Development

Managers are supposed to help their employees develop professionally, but if your current manager is happy with your performance, she may be more interested in keeping you where you are. It’s a hassle to replace you. If you’ve learned everything there is to know about your own role and aren’t interested in moving to the next position in your job family, (or maybe that role is filled by someone who isn’t going anywhere) you’ll have to develop yourself. Ultimately, you are responsible for your advancement.

Knowledge is Power

Do some discreet reconnaissance. Find out what positions in your company are (or soon will be) available, get the required skills if you lack them, find out how other teams work together, and think about what unique abilities you can contribute. Remember to also consider your career trajectory. Is this a lateral move? Will you lose any benefits? Will this position look good on your resume?

Fake it ‘til You Make it

There’s nothing wrong with sitting in a meeting, nodding, smiling, and taking notes; then going to your office, shutting the door, and Googling all the jargon and acronyms used during the meeting. If I can’t manage to act like I know what someone is talking about, I ask follow up questions. I hope to demonstrate my desire to learn is stronger than my fear of everyone knowing how ignorant I am on the subject.

Confidence Begets Confidence

Dress for the next position you want, not the one you have. Speak kindly to everyone, from the CEO to the janitor. Stand up straight, put your phone down, and look coworkers in the eye. You’ll be remembered as a desirable team mate, promote your brand, and expand your network; all of which you need to keep moving up in your career.

What are you doing to get to the next level? Please share in the comments section.

Time to Tune Out

Have you noticed in meetings there’s at least one team member on her phone, tablet, or laptop the entire time? She could be taking notes, but no one assumes that do we? Hopefully, we make enough eye contact with the client to indicate he has our full attention. If we’re in front of our screens this much at work, how much more are we in front of them outside of work, and how damaging is it?

Break the Binge

Most of us spend more time in front of screens than we realize. On the average, Americans watch over five hours of television a day, and almost four hours on our computers, tablets, and/or smartphones. If we turn them off, we can buy ourselves a huge chunk of our day back and maybe our relationships too. Can we really concentrate on the story our partners or kids are telling us if we’re distracted by the puppy video we just scrolled to on Instagram? With all that time we could read a book on personal development, walk the dog, or have coffee with a friend.

CVS is a Not Just a Drug Store

Computer Vision Syndrome (CVS) can happen when we spend hours looking at a computer or phone screen. When we use a computer at work, then go home and check our social media, that’s a lot of time exposed to screens. Do you use the 20-20-20 rule?

Couch Potato Chip

If we’re binge watching Netflix or spending the evening gaming after work, then we’re probably sitting still. If we aren’t moving around, we’re not burning calories or stretching our muscles, and we’re likely snacking. We’re not deeply connecting with people, but instead seriously considering feeding the Trolls. More good reasons to use the phone to either call a friend or play music while on the stationary bike instead of using it to cruise Twitter.

Put it Down and Walk Away

Here are the Mayo Clinic’s suggestions to help us put our devices away.

Here are mine:

Turn off notifications – If someone needs to get ahold of me in an emergency, they’re going to either text or call; not Facebook messenger me. Getting distracted by notifications on my phone throws me out of my flow while working. It takes so much time to recover, it’s not worth knowing which friends just added to their stories. Eliminating this distraction helps me be more productive and get things done then give my full attention to my friends Facebook stories at a more appropriate time.

Get rid of cable – My husband and I spent so many nights looking for (and failing to find) something to watch on our 189 cable television stations that when we moved three years ago, we didn’t bother subscribing to cable. We’ve found plenty to watch with an antenna and streaming services.

How do you convince yourself to step away from the screen? Please share your suggestions in the comments section.

Refresh for the Roaring 20’s

So here we are in a brand new decade. Are our old financial habits still serving us? Here are five ways we can spend less, save more, and live better.

Save it for a Rainy Day

Life happens. Sock some money away for unexpected events like car trouble, a dead refrigerator, or your child’s emergency room visit. I use Dave Ramsey’s advice on how much to set aside, but you may want to save more.

Goals are Good

We set S.M.A.R.T. goals for work, why not for our money? It’s good to have three: a long term goal for which it will take years to save like retirement (you may want to research IRA’s ), a medium term goal like a four week vacation driving the length of Route 66 (which could take a couple of years of saving), and a short term goal like purchasing a new laptop (which may only take a couple of months). It may be a good idea to arrange to have a percentage of our paychecks directly deposited to our savings accounts. We’re less tempted to spend money that’s a bit inaccessible. If we received a Christmas bonus, we should consider saving it toward our long or medium term goals. We won’t miss money we weren’t counting on.

Take a Picture, It Lasts Longer

Let’s get a snapshot of what our finances currently look like. Gather records like statements for investments, checking and savings accounts, and credit cards from last month. Where is all the money going? There are fixed expenses like the mortgage (or rent), loans (e.g., car, student), and utilities (e.g., gas, electricity) we have to pay every month. But to reach our savings goals, we may need to cut back on non-essentials. For example, do we use a food delivery service (Uber Eats, Grubhub, etc) a lot? Maybe it’s time to start cooking and food prepping instead. If we have debt that charges high interest (typically credit cards) we can use the money we save from not spending it on non-essentials and pay off the high-interest debt as fast as we can to save on finance charges.

I’m on the Hunt, I’m After You

Shopping online saves time, but when I’m trying to save money and the sweater I decided not to purchase keeps following me around from website to website as I check my social media (creepy, isn’t it?) begging me to buy it, it’s really hard to resist. So, I get offline and promise myself I won’t purchase the sweater (or whatever) until 48 hours have passed. If I can live without it for two days, I can probably live without it period.

Just do it

We shouldn’t wait to begin saving until we think we can afford to put some money aside. It’s likely that day will never come. Begin saving money immediately; even if it’s just $20 a week in a savings account. By the end of a year, we’ll have $1040, a nice emergency fund.

Have you updated your savings plan for 2020? Please share it in the comments section below.

What’s Wrong With Being Confident?

Here are a few women-in-leadership questions capturing my attention lately:

Q: In the churches I attended growing up, I was taught God created women to be men’s helpers so men are leaders and women are followers. I’m all about helping and my worldview is Biblical, but it often clashes with my ambition. I read about The Wife of Noble Character and get confused. She’s obviously a leader in the workforce, so why is it negative for women to lead?

A: You know how I love my data. Here’s a study of 19 key leadership capabilities. Women scored higher than men in 17 of the 19 capabilities, so why aren’t there more female CEO’s in America? Men assume they are competent to lead. Women assume we are not. This unconscious bias is ingrained in us and society just takes it as gospel. (See what I did there?) When hiring managers read a resume, they need to stop and think, “Based on track record, is this the right person for the job?” and avoid focusing on whether the person’s name is Joe or Joann.

Q: American society needs strong women, but when one steps up, we tear her down. The female 2020 Democratic Presidential candidates come to mind. Why do we do that?

A: In spite of progress women have made in the workforce, society still isn’t used to confident women. To rise in an organization, women must be both likable and outspoken. That’s a difficult tightrope to walk. To be likable, women are advised to share credit for a project’s success. This waters down our contributions and gives us no accomplishment to note at promotion time. On the other hand, women who excitedly speak up in meetings to promote our ideas risk being perceived as overbearing personalities; forfeiting our chances to pitch them to the client. This is a blow both to women’s confidence and to the company’s revenue.

Q: When a woman is vocal about owning her achievement, she’s usually perceived as aggressive. What can we do to support confident women?

A: Women typically approach a job like we approached school. We found out what our teacher wanted and gave it to her. On the job, we find out what our boss wants and give it to her. Then we wait to be rewarded with higher stakes projects, a pay raise, or a promotion, but because we’re quietly working no one notices. Women need to get brave and own our contributions. Will we be judged for that? Yes. Should we let that stop us? No. Haters gonna hate whether we speak up or not. When we see a woman tooting her own horn because she achieved success through hard work, we should pick up a megaphone and amplify her because the whole organization will benefit.

We (men and women) get further together than we do on our own. Let’s look for ways to build each other up instead of trying to one up each other. We spend so much time on the job, wouldn’t it be more pleasant to work under conditions like that?

What are some ways you support confident women in the workplace? Please share your tips in the comments section.

Not Your Grandmother’s Resolution

As we prepare to celebrate the end of 2019, (after tornadoes and a mass shooting here in Dayton, OH, we say good riddance) and prepare for 2020, we think about making New Year’s resolutions. How about instead of resolving to stop smoking or lose weight, let’s:

Treat others the way we want to be treated

For example, when I have a new project at work requiring the talents of someone from another team, I first approach the person whose talent I need and ask if he’s interested. If so, I then approach his manager and ask her permission to assign him to my project. I outline the work, the time I expect it to take, and how it will benefit both the talent and the company. Respectful communication helps us all get more work done.

Listen and learn

Let’s seek opportunities that put us in the same room with people who have different backgrounds and lifestyles than us and listen to their stories. I’ve gotten to know some excellent people by scheduling a follow-up coffee after meeting at a networking event. Seeing the world from someone else’s perspective expands our own.

Flip the script

Much like Joan Jett covering the Mary Tyler Moore Show theme, let’s do something unexpected. This takes a lot of energy. It’s easier to sit and complain about the way things are instead of leaving the break room and doing something about them. For example, if we usually wait to be asked for our ideas, let’s take initiative, write up a brief proposal, and email it to our manager.

Stop comparing

Our journeys are unique. If we compare ourselves to someone with fewer resources to make ourselves feel important, how petty is that? If we compare ourselves to someone further down the career path to make ourselves feel unimportant, how degrading is that? Let’s focus on improving our good habits one percent every day. Let’s only compare ourselves to who we were yesterday. Did we take a step toward our goals or improving our systems today? Let’s make that the bar we strive to meet.

Rise

For example, if we habitually complain about other women, why? Are we jealous? Do we think success was handed to them? Does it relieve us of the responsibility of hustle and sacrifice? Let’s stay in our lanes, assume they got where they are through hard work, and support them to advance even further. When we add value to someone’s life, the law of reciprocity kicks in and we can end up benefiting. Let’s intentionally lift each other up.

These resolutions build our self-esteem and confidence. Not only will we like ourselves more, but others will like us too, and that’s good for business. Some people light up the room when they walk in and some people light up the room when they walk out. In the new year, let’s aim to be the former.

Please share in the comments section how you resolve to stretch yourself in 2020.

Christmas Time is Here

The end of the year brings extra work at our companies: performance reviews, customer appreciations, year end financial closes, etc. Unfortunately these tasks happen at the same time we want to celebrate the holidays. How can we make the most of our time off work?

Unplug

This isn’t practical if we’re on call (doctors, firefighters, retailers, developers, you get the picture), but if we’re not, let’s avoid checking email the entire time we’re off. If we simply can’t bear the thought (guilty), limit it. How do we recognize our limit? If we’re constantly wondering whether or not that elusive client has replied yet, then for peace of mind, check. Consider checking email or noodling on projects at a set time every day (e.g., when you get up in the morning over coffee); only work at that time and for a certain amount of time (thirty to sixty minutes, maybe). I realized it was time to do this when my mom told me to stop checking my work email during our Thanksgiving meal prep.

Volunteer

We can go with a group or on our own. We can greet at our church’s Christmas Eve services or bag at our local food pantries. Giving our family and/or friends our full attention while serving our communities creates bonds that strengthens both our relationships and our mental health. Besides, we never know whom we might be serving alongside. Plenty of people meet potential employers while volunteering.

Relax

Holiday commitments often mean doing things we don’t want to (travel, making small talk with distant relatives, etc.). Let’s set aside a day, or at least a few hours, before January 2, to do something we want to do. Need some suggestions? If you’re an introvert, curl up with a book and hot cocoa or get that massage you desperately need but keep putting off. If you’re an extrovert, meet up with some friends for last-minute shopping, brunch, or a spa day.

Sleep

Time off is an opportunity to start a healthy routine of going to bed and getting up at the same time every day. If we’re visiting family or friends who want us to stay with them, but we have to crash on the couch, consider getting a hotel room. To me, having a place to retreat to rest is worth the cost.

Make Memories

Part of the fun of the holidays is remembering them for years afterward. Let’s create and participate in activities we can reminisce over. They don’t have to be expensive: make gingerbread cookies, embark on a selfie scavenger hunt, hold a board game tournament. Any activity that’s out of the ordinary (and maybe out of our comfort zones) will help us make memories to fondly recall in the years to come.

No matter how we choose to spend our time off, let’s commit to being present, eliminating as many distractions as possible, leaving our phones and laptops in another room, pushing some social engagements into January, and making time to focus on nurturing relationships and recharging ourselves.

Please share in the comments section how you intend to spend time away from work this holiday.

Spending the Holidays

We interrupt your regularly scheduled budget to bring you…the holidays. We want to buy lavish gifts for our persons, but struggling to pay student loans, spending half our paychecks on diapers, or saving aggressively for retirement, reminds us to be frugal. Here are some ways to save money on buying presents.

You Better Watch Out

The closer we get to the holiday, the farther the prices drop. The catch? Selection drops too. If there’s something specific you want to purchase, shop Black Friday or Cyber Monday. If not, wait until six days before the holiday. This rule of thumb doesn’t apply to shopping online. If you wait too long, shipping could cost more than the gift.

Making a List and Checking it Twice

As a note in my phone, I make a list of people I’m buying for. Then I ask myself, “Do I really have to buy gifts for all these people?” My husband? Yes. My coworker? Probably not; a hand written note of gratitude is best for some (e.g., coworker, boss, neighbor). If I’m concerned about hurting someone’s feelings, I communicate either directly or with a blanket social media post. (E.g., “I’m limiting gift buying this year and please don’t feel obligated to buy me anything.”) Next to each name, I write a dollar amount. This is my budget. Then I write in gift ideas. While I’m out and about shopping or online, I may find items on sale for one person that gives me wiggle room for someone else, but generally my budget is law and I stick to it. I resist the urge to impulse buy, which is easier while shopping online. When I’m at a mall, all the pretty lights, decorations, and music tempt me to go off list and over budget. As I mentioned in an earlier post, I try to pay in cash because the pain of physically handing over my hard earned money helps me stick to my budget.

Naughty or Nice?

Regifting is an option, but I’m kinda against it. Especially since I saw this.

Be Good for Goodness Sake

If I have a large gathering to attend, I enlist the help of the attendees. I initiate an email thread discussing options: Can we give group gifts (e.g., buy one gift for my sister-in-law, her husband, and their kids; like a streaming subscription, zoo membership, or a donation to their favorite cause)? How about setting a dollar limit and doing white elephant, Secret Santa, or just stocking stuffers?

Rooty Toot Toots

Time together is a gift when spent on intentional experiences: dinner out, a holiday performance followed by coffee, driving through light displays. Are you crafty? I’ve received some fabulous homemade gifts like from-scratch chocolate chip cookies and a hand-knitted Angora scarf that matched my winter coat.

Even someone who’s a responsible spender all year long can lose her mind at holiday time. If we bend to the pressure of spending more than we can afford, we buy ourselves guilt when the credit card bill arrives in January. If our recipient won’t remember in May what we gave her in December, let’s not spend a bunch of money on it.

Please share your tips for saving money on buying holiday gifts in the comments section.