Mardi Humphreys

Tax Facts

The green surrounding me for St. Patrick’s Day celebrations this week reminds me of the color of money which reminds me that it is tax season which reminds me of the education I received when filing them this year. What is your philosophy for paying taxes? Overpay and get a refund? Under pay and owe at tax time? How do you keep up with all the changes in tax laws? Here are three things you may not know about filing your taxes this year.

Quarterly Not Annually

Do you have as few tax dollars taken out of your paycheck as possible? It’s logical you want to keep as much of the money you earn as allowed. Are you satisfied not receiving a tax refund if it means that you keep your money during the year? Did you know the IRS expects to be paid a certain percentage based on your tax bracket at the time you receive your pay and reconciles quarterly, not annually? If you haven’t had the appropriate amount withheld from your paycheck every quarter, then you are assigned a penalty fee when filing your annual return. Now I know why my gig-working friends fill out Form W-4 every year.

Not a Firm Deadline

Every organization that owes you a tax form is supposed to mail/email it by January 31, right? That means you should be able to safely file your tax return in mid-February. Did you know that if you have certain investments, for example, you are a partner in a business and you report your share of that business’s income on your personal tax return, then you may not receive a K-1 form until mid-March? More on that here.

No Penalty for No Coverage

Did you receive any 1095 forms? They provide information about your health care coverage. Remember back in 2010 when the Affordable Care Act required all Americans to have health insurance or else you paid a fine at tax time? The 1095 forms state how you are covered, for example If you received health care coverage through your employer or the Marketplace. Did you know that there has not been a penalty at the federal level for not having health insurance since January 1, 2019? Yet, these forms keep coming. California, Washington D.C., Massachusetts, New Jersey, Rhode Island, and Vermont require their residents to have health insurance (although, Vermont does not impose a penalty for no coverage). The IRS wants the information, so you keep receiving these forms.

You have several options for filing tax returns. For example, you can purchase DIY software. Here is a comparison of a few. You can hire someone to do them for you. Here is how to look for a good tax preparer. If your annual adjusted income is $73,000 or less, then you are eligible for free guided preparation through this program. Any of these options can provide you with information on annual changes.

What is your philosophy about filing tax returns? Please share in the comments.

Recognize Not Normalize

The workplace was turbulent from the start, but it feels downright tumultuous these days. Mass hirings are transitioning to mass layoffs. The Great Resignation is transitioning to The Great Regret. The pandemic is transitioning to the sansdemic. Change is hard. People react emotionally and these emotions can be negative. Left to simmer, negative emotions produce toxins. How easy is it for you to identify toxicity in your workplace?

Sunday Scaries

Often, your body tells you that you are in a toxic situation before your brain recognizes it. Do you get the Sunday Scaries? If the thought of going to back to work on Monday morning after having the weekend off makes you feel tired, depressed, or physically ill, then your body is trying to tell you something. There are plenty of examples of toxicity in the workplace, but let’s focus on the big three: managers, environment, and habits.

Managers – Your manager may be toxic if they:

have unspoken expectations (e.g., you are surprised to find a Sunday morning project meeting on your calendar)
have unrealistic expectations (e.g., they expect you to answer the emails they send late at night)
do not give you agency to do your job (e.g., insist on controlling everything you do and how and when you do it)
don’t listen (e.g., they consistently interrupt you when you are talking)
publicly embarrass you (e.g., in the all-hands meeting they announce that you missed a typo in the last meeting’s minutes)

Environment – Your workplace may be toxic if:

bullying is allowed (e.g., a coworker habitually yells to get what they want)
microaggressions are common (e.g., jokes about women and/or people of color are laughed at instead of banned)
you can’t trust your coworkers (e.g., you are intentionally excluded from emails containing information pertinent to your responsibilities)
you are not treated with respect (e.g., your coworker sits on top of your desk to talk to your office mate)
it’s like the Emerald City in The Wizard of Oz. “O my! People come and go so quickly here!” (e.g., employee turnover is high)

Habits – Your work habits may be toxic if you:

feel like you have to always look busy (e.g., downtime makes you nervous)
interpret every ambiguously worded email negatively (e.g., you think your report is shoddy because your manager requests further explanation)
are a loner (e.g., you don’t ask questions because you’re afraid to appear stupid)
engage in office gossip (e.g., participating in negative conversations about coworkers that you would not if they were present)
frequently put off assignments you don’t like (e.g., the client survey results are ready for data analysis, but you dread sifting through their ideas for improvement)

Points to Ponder

Toxicity causes burnout which makes talent quit. If you are an individual contributor in the workforce, fighting toxicity is like trying to turn the Titanic around. If toxic habits are holding you back, you can change them, but is your reputation already damaged? Searching for another job is daunting, but if you are experiencing a toxic boss or environment, then please consider dusting off your resume and activating your network.

What are examples of toxicity that you faced? Please share in the comments.

Best Stressed

In my role of serving the local IT community, I get to eavesdrop on many conversations. A recurring theme is the challenge of recruitment and retention, as you may imagine. The recent mass layoffs at big tech companies have caused stress waves that are crashing over both employees and employers.

Stress Has Many Flavors

There are different kinds of stress. For example, there are hindrances. These are things you cannot control, like a pandemic. Hindrances cause bad stress. There are also challenges. These are things you can rise to meet with effort, like learning a new skill. Hindrances demotivate while challenges boost motivation. Hindrances make you feel like you can’t get over them no matter how hard you work. Challenges make you feel accomplished when you meet them.

Help Instead of Hinder

In their book, Designing Your Work Life, Bill Burnett and Dave Evans say that humans have intrinsic, psychological needs: autonomy, relatedness, and competence (ARC). As an employer, if you can meet these needs for your employees, then you will have an easier time attracting and retaining talent.

Autonomy – This is controlling your own life. Employees want to feel like they have the freedom and trust to do their jobs the way they think they should be done. For example, let’s say you’re a manager at a home decor store. You have an employee who has ideas for how the store should be styled. Could you assign them to merchandise an end cap and a display table at the front of the store for one month? If the items on those displays keep getting sold, then you could assign them a whole section next month.

Relatedness – This is connecting to a community. Employees want a squad to belong to. This survey found nearly 57% of their respondents said they enjoyed work more because they made a friend there. For example, let’s say you’re a manager in charge of a fundraiser. You have to bring employees from different departments together to plan the event. If you facilitate a getting-to-know-you conversation at your kick-off meeting, then the diverse group can begin to develop empathy, camaraderie, and buy in for the mission. This not only makes collaboration between teammates possible, it may also start better collaboration between the various departments represented even after the fundraiser is over.

Competence – This is being good at what you do. Employees with a growth mindset look for ways to do more of what they like at work. For example, let’s say you’re the manager of a software development company. You have an employee who is really good at explaining one of your products to small groups of onboarding sales people. You’d like her to develop her onboarding talk into a presentation that she could deliver at an upcoming industry conference, but, she gets stage fright. If you record her next product demonstration, then you’re helping her take the next step in public speaking and you have a video that you can show during your conference presentation.

Motivating employees is a challenge as old as the organized workforce. As an employer, you cannot eliminate stress for every employee. The goal is to give them more good stress than bad stress in their jobs.

What are some ways your manager gives you good stress? Please share in the comments.

Uses Time Wisely

In Kindergarten, we weren’t graded on subjects like math or English and we did not receive letter grades on our report cards. Instead, we had a list of goals to meet. The teacher put a check mark next to the goal if it was reached or an X if it wasn’t. I received an X next to “Uses Time Wisely.” It’s haunted me ever since.

How do you determine your level of productivity at work? You compare yourself to your coworkers. You worry that everyone is using their time more wisely than you are, especially if you’re remote or hybrid. By the beginning of Q4 2020, I stopped saying that I work from home and started saying that I home from work. Technology allows us to work when and where we want so we work all the time. This phenomenon is the autonomy paradox. For example, how many times have you replied to work emails on your phone while waiting in line at the grocery? (Asking for a friend.)

Asynchronous work makes you very susceptible to what Brigid Schulte, Director of the Better Life Lab at New America, calls time confetti. These are the minutes scattered throughout your week spent on unproductive multitasking. Alone, the spent time is insignificant, but it adds up pretty quick. For example, would that PowerPoint presentation you’re working on be done right now if you had closed your direct message app for a couple of hours?

Even if your app is minimized, hearing the notifications breaks your concentration and now you know that someone is waiting for you to do something. Your brain is distracted by wondering what it is and figuring out how, when, and where to get everything done. It takes time to mentally shift from one task to another and back again. Before you know it, your time has shredded into confetti. How can you prevent being buried in it?

Protect – When you have a project that requires deep focus, schedule it on your calendar, close your door and put a “Do Not Disturb” sign on it, and turn off direct message and email alerts. Notice how quickly you get it done.

Train -You not only have to set boundaries, you have to show people where they are and hold them when people try to cross them. For example, those who contact me between 7:30pm and 8:00pm EST Monday – Saturday do not reach me. Jeopardy! is my boundary. I do not answer calls, emails, or texts during that time. I have communicated and held that boundary so many times that our daughter bought me a T-shirt.

Forgive – Don’t berate yourself for failing to complete every task on your to-do list every day. We treat time like it’s something we can control, and, to a certain extent, we can and should. However, days have varying rhythms. Stuff happens and we have to roll with it. Think about how many fire drills you have in a week. Checking off every task on your to-do list is not using your time wisely. Giving your best effort is.

What do you do to minimize time confetti? Please share in the comments.

Love Local

This Valentine’s Day the news about Mikesell’s is a heart-breaking reminder to support your local small businesses. If an organization that has operated for over 110 years can close, then every local business is in danger. Here are three reasons why you should spend your hard-earned money locally.

Your Money Stays Here

In 2019, 47.3 percent of employees in the United States worked for small businesses. It’s likely you know someone who works for one: your next-door neighbor the landscaper, your nephew the HVAC apprentice, your friend the bookkeeper. By using their services, you keep your money in your community. You have much more influence locally than you have globally. Big box stores often get tax breaks from local governments that local small businesses do not receive. When you vote with your wallet by choosing to purchase local over big box stores, it is a statement of your values. Small businesses competing with one another prompts innovation and lower prices. This is why I like to frequent several local coffeeshops. (Okay, it is ONE of the reasons I spend so much money in local coffeeshops.) The sales tax from small businesses stays in your community. This money goes to pay for things like public schools, fire departments, and libraries. Local small businesses tend to transact with other local small businesses keeping even more money flowing through your local economy.

You Help People Make a Living

Sure, you can pick up Chipotle for lunch, but what about that Mom and Pop Mexican food restaurant down the street? Chipotle is not going anywhere, but every day Mom and Pop are struggling to stay in business. Some small businesses sell products that are locally made. The closer the product is to the place where it is sold, the less transportation it takes to get it there. This reduces the amount of fuel needed and saves the seller money. It also reduces the amount of emissions in the air making the environment more safe for everyone. Buying local allows more of your neighbors to make a living. That Mom and Pop Mexican food restaurant hires local residents as managers, servers, cooks, etc. Does your city have a farmer’s market? The space, products, and artisans are all local. Local small businesses positively impact your local economy in multiple ways throughout your community.

You Create Community

The more invested you are in a community, the more concerned you are about all of its citizens. Their welfare and future are tied to yours. Local small businesses are famous for supporting nonprofits. According to businessjournaldaily.com, small businesses donate 250% more than large businesses to community causes. Small local businesses sponsor kids’ sports clubs, food banks, and job-seekers programs. It’s likely that you can name several local small businesses that support the same nonprofits you do.

Valentine’s Day is the perfect occasion to show some love to your local small businesses. What are some of your favorites? Please give them a shoutout in the comments.

Terms and Conditions

I serve the technology community and they use many industry-specific acronyms in conversation. I’m often asked by non-technologists to define these terms. Plus, recently multiple episodes of Jeopardy! have featured contestants who worked in tech and categories about technology. It struck me that some tech terms are now used in mainstream conversation. So, here are seven acronyms that you can add to your vocabulary.

2FA: This means two-factor authentication. You will also hear MFA which is multi-factor authentication. These are security protocols that protect sensitive information. For example, when you want to access your bank account online, you may enter your username and password, then receive a text message with a code to enter before you are granted access. Here is a resource to learn more.

AI: This is short for Artificial Intelligence. It’s a computer that acts like a human.When you are on a website and someone pops up on the screen offering to help, that is an example of AI called a chatbot. You ask a question and the chatbot can direct you to appropriate areas of the website because it has learned from visitors who came before you asking the same or similar question. Here is an explanation that may interest you.

BI: This acronym stands for Business Intelligence. It is the process an organization uses to collect, cleanse, and present data. This could include filtering the data to answer a question and visually presenting the results in a graph. Companies use a data management tool (software) that provides a dashboard where they can filter the information to see specifically what they need to know to make decisions. Here are examples.

BYOD: Or, Bring Your Own Device, is when the organization you work for allows you to use your phone, laptop, etc., for business purposes. Here is information on the pros and cons of BYOD.

ERP: This is shorthand for Enterprise Resource Planning. It is a software platform (there are many) that everyone in an organization uses to manage their work. For example, both Human Resources and Accounting can use the same ERP, but for their own specific purposes. Here is some useful information.

NFT: A Non-fungible Token is a digital asset that represents real-world objects, like art, that were created, and only exist, online where they are bought, sold, and/or traded. Here is a more in-depth explanation.

SaaS: This is an acronym for Software as a Service. Instead of installing software on each of your devices, you access it from the cloud through the internet. Then you can use an app and connect to the software on all your devices. You no longer buy the software every time you need the new version, you pay a subscription fee usually monthly or yearly. Some examples of SaaS are Gmail, Spotify, and Dropbox. Here is a comprehensive look at Saas, including PaaS (Pizza as a service).

I have a habit of rattling off acronyms and industry terms. KPI, PIP, and WFH come to mind. On occasion, this makes communicating unclear. So, if you ever stumble over any shortcuts in my articles, feel free to DM me. What acronyms have you run across lately that I did not mention? Please share in the comments.

Be Quiet

Welcome to the final installment of the It’s so Quiet series. We’ve talked about Quiet Promotion, Quiet Quitting, and Quiet Firing. All three have some things in common. For example, The absence of reflection, unaligned expectations, and lack of communication. What would the quiet situations feel like if those issues were resolved?

Groundhog Day is this week. In the movie of the same name, the main character is stuck in the same day over and over doing a job he doesn’t want to do. What would a Groundhog Day look like for you if you were in the right role, using the right processes, working for the right organization? You would be Quiet Thriving.

What Is It?

Quiet Thriving is when you do your part to be responsible for engaging with your work. If you steer your tasks toward the things you like to do, remind yourself there are aspects of this job that you really like, and have a good friend at work, then you may be quietly thriving.

What Can You Do?

Document: You took this particular position because something in the job description interested you. What was that? Are you doing that? If not, can you start? Pull out your “Atta Baby!” file. What do the things that people praised you for have in common? Did you get satisfaction from those duties? If so, can you do more of those? If not, what are the barriers to doing more of the projects you enjoy?

Communicate: Time for a 1:1 with your manager. Managers are usually tasked with motivating employees. It’s much easier to motivate someone who enjoys their job. You offering to do more work makes their life easier. Respectfully discuss how you can use that phrase “and other duties as assigned” in your job description to receive assignments that you like. Any task that makes a positive contribution, especially if it makes and/or saves the organization money, should be welcomed.

Strategize: The questions in the Document section above are meant to help you craft the job you want to do. Do you have the agency to craft your job? If so, try to spend 20% of your day doing the tasks that energize you. Can’t think of what those tasks would be? That’s not surprising since we’ve been in crisis-mode for three years. You need creativity to solve problems. Dealing with crisis after crisis after crisis drains that. To recharge your creativity, can you journal? Maybe write your perfect job description. Or sketch what your perfect job would look like, or bullet point work you see others doing that you’d like to do. Can you make a friend at work? This survey found nearly 57% of their respondents said they enjoyed work more because they made a friend there.

Thank you for your feedback on this series! I appreciate both your point of view and your relentless respect. Let’s keep the conversation going in the comments. What do you do to quietly thrive at work?

All Fired Up

Welcome to part three of four in the It’s so Quiet series. We’ve already talked about Quiet Promotion and Quiet Quitting. This week let’s look at Quiet Firing.

What Is It?

Quiet Firing happens when management slowly takes away your responsibilities and freedom over time. For example, you have not received a pay raise for years and/or you are turned down for promotions multiple times. You may be getting quietly fired if:

You receive a “Does not meet expectations” evaluation of your job performance at least three times
Coworkers with your same job title receive perks (e.g., WFH days) that you are denied
Everyone in your department receives an equipment upgrade (e.g., mobile phone, laptop, etc.) except you
You are intentionally and repeatedly left out of email threads that are crucial to your duties
You asked for feedback from your manager multiple times and they refuse to give it to you
You signed up for the company’s leadership development program more than twice and are still not accepted

What Can You Do?

Quiet Firing may like feel like gaslighting because the treatment is typically subtle. It is management’s passive-aggressive strategy to encourage you to resign. It makes you ask yourself, “Did what just happen mean what I think it means?” In a LinkedIn News poll, 35% of respondents said they faced Quiet Firing. How can you decide if it is happening to you?

Document: Open up your Atta Baby! files from the last three years. (DM me for a definition of the term.) Use them to create a What’s Up With That? file. For each item in the Atta Baby! files, note what your manager’s reaction was to it. For example, if you saved the company $18K in 2021 by catching a typo in an invoice and still received a “Does not meet expectations” in your annual performance review that year, make a note of that.

Communicate: If your research indicates that you may be getting quietly fired, then it’s time for a 1:1 with your manager. Respectfully share what you found, how you interpret it, and ask if your impression is correct. If your manager gives you specific feedback for areas where you can improve your job performance, then you are probably not being quietly fired. If your manager’s reaction is neutral or dismissive, then it’s time to strategize.

Strategize: Should you stay or should you go? If you want (or need) to stay at your organization, then ask your manager for a PIP (Performance Improvement Plan). I realize this could be a humbling experience, but watch your manager’s reaction. It will be very revealing. If they are impressed and excited that you took this initiative, then there is hope that you are not being quietly fired. If they reject your request for a PIP, then it’s time to find other employment.

Have you ever been quietly fired? Please share what signs to look for in the comments.

Hush Money

Last week in part one of the It’s so Quiet series, we talked about Quiet Promotion. This week let’s look at the Quiet Quitting trend, particularly focusing on how it may impact your income. Can you afford to quiet quit? Can you afford not to?

What Is It?

Quiet Quitting is meeting the minimum expectations of your job requirements and feeling psychologically detached from your work. If you avoid leading a team of your coworkers or you refuse to work overtime, you may be a Quiet Quitter.

What Can You Do?

Job descriptions are living documents. They expand and contract with both the company’s needs and the employee’s abilities. Level setting expectations on a regular basis is vital to shaping both your work and your engagement. Here are three things you can do:

Document: Make a list of duties you were asked to do that are outside of your job description. Are they housekeeping tasks? For example, taking notes in every team meeting, typing them up, and distributing them. Or, are they responsibilities that will make you visible to leadership? For example, presenting your department’s Q4 statistics in the partner meeting. If they are housekeeping, then no wonder you’re discouraged. But if they are responsibilities that put you in front of the people who can further your career, then rethink what may be going on behind the scenes.

Communicate: Whatever your documentation reveals, it’s time for a 1:1 with your manager. Present your list. Politely state you’ve noticed an uptick in duties. Ask if these assignments are intentional. If so, and they are housekeeping, is it because of your status in the company? (E.g., You are a junior member of the team.) If the assignments are more high-profile, are you being set up for promotion?

Strategize: After documenting and discussing, think about where you want to go from here. If the assignments you received position you to advance, then the extra work benefits you in the long run. However, the rise and grind culture leads to burnout. If you are expected to go above and beyond your job description with no end and no reward in sight, then do you really want to stay at your organization? Particularly if you work in Big Tech. Seventy-nine percent of the workers laid off last year had another job within three months. Things to consider when making your decision:

Do you have an emergency fund with $1200 in it?
Do you also have six months worth of expenses saved?
How will the coming recession impact your portfolio, mortgage, and/or loans?
Do you have a side gig that you can ramp up to second-job status?
Do you have an alternative for healthcare coverage? (E.g., through your spouse’s employer)
Does your current employer offer benefits (e.g., working remote and/or flexibility) that compensate for the extra duties?

You could also keep quietly quitting, but that can lead to Quiet Firing; more on that next week.

Have you ever quietly quit a job? Please share in the comments.

The Rise of the Quiets

COVID spotlighted the Greats: the Great Retirement, the Great Resignation, the Great Reshuffle, the Great Rethink, etc. Now, the transition to post pandemic is highlighting the Quiets: Quiet Promotion, Quiet Quitting, Quiet Promoting, Quiet Thriving, etc. Just like the Greats were in play with or without COVID, the Quiets are not new. It’s just that now employees feel empowered to discuss them openly and employers are pushing back. We’re going to devote the next four weeks to exploring the rise of the Quiets. First up: Quiet Promotion.

What Is It?

A Quiet Promotion happens when you are given more tasks and/or responsibilities beyond your job description, but no increase in compensation. It can be tricky to spot because going above and beyond your job description is the traditional path to a genuine promotion. You typically have to prove you can do more before you are given more (especially if you identify as a woman; don’t get me started…). Here are a few clues that you were quietly promoted:

You have the same job title as your colleagues, but you have more work than they do
You have absorbed all the duties of a coworker who left and there is no end in sight
Your manager asked you to be a “team player” and you don’t feel like you can refuse

If these sound familiar, you have a couple of options. One is to ask for a real promotion. The other is to get another job. Either way, these three ideas can help.

Document

Update that “Atta Baby!” file on your desktop (DM me if the concept does not sound familiar)
Keep a daily activity log including what you did (especially the extra duties), when, and approximately how long it took
Note (with statistics, if possible) how what you do (especially the extra duties) moves the organization closer to their goals and aligns with their mission

Communicate

After gathering your documentation, schedule a 1:1 with your manager
Prepare for it as you would a performance review
Begin the conversation with a curious mindset. For example, lead with something like: “During several weekly reflection exercises that I do to self-monitor my job performance, I noticed something interesting…” and present your case
Note your manager’s reaction. It will be very revealing

Strategize

If your employer just lost a major client, or your company is in a hiring freeze, then no one is getting promoted. If you can be patient, do. It allows you to accumulate more documentation and contemplate whether this job and/or company is still the right fit for you. If you can’t be patient, the documentation you gathered sure looks good on a resume.

By the way, the phrase “other duties as assigned” is included in most job descriptions. That can be a good thing. You want your job description to iterate. It allows you to grow and advance. The problem comes when an organization uses the phrase as a loophole to assign an employee responsibilities beyond minor tasks related to the employee’s position.

Have you ever received a Quiet Promotion? Please share your experience in the comments.