Stress – Page 14 – mardihumphreys.com

Cyber Scary

October is practically here and while that means full on Halloween celebrating for most people, in my world, it means Cybersecurity Awareness Month. You know to keep your Personally Identifiable Information (PII) like Social Security number and bank account information secret, but you have no control over those banks getting hacked by Threat Actors. Nor can your computer’s and phone’s firewalls stop every phishing email from reaching you. Last year, identity theft cost Americans $5.8 BILLION. Here are some Don’ts and Dos to protect your identity.

Don’t Believe Everything Your Phone Shows You

We’ve talked before about not clicking on links in texts or emails unless you are expecting the communication. Now cyber scammers are getting bolder. They call claiming to be a representative from your bank, spoofing the bank’s phone number so that it looks legitimate on your caller ID. They speak in an urgent tone claiming there is something wrong with your account and they need to fix it right now using your bank’s money transfer service. They instruct you to transfer money out of your account and into their holding account, but the only holding going on is the cybercriminal holding on to your money and vanishing.

Don’t Be Lazy

From January – June, 2022, 817 American companies were compromised by cybercriminals with 53.4 million victims affected. Check here for a list of the most stolen PII. Before giving any company your PII, check their website to see what their cyber defenses are. If that information isn’t on the site, ask customer service: How may attacks have they withstood? What is their protocol for notifying you that a breach happened? How often do they update and patch their cybersecurity systems?

Don’t Leave It On

When you’re not using Bluetooth-enabled devices, turn Bluetooth off. Leaving it on allows hackers to see devices that you previously connected with. They can pretend to be one of those devices to access another one and steal your PII. For example, if you have a wireless printer in your home office, turn it off when you aren’t printing. Here is a good resource for more information.

Do Enable Two-factor Authentication

When a website, for example, your bank or favorite social media platform, gives you the option to enable two-factor authentication, say yes. I know you are rarely in the mood, but the protection is worth the time it takes to set up. It will take way more time to try to get back the identity a cybercriminal stole than it will take you to wait for and input the code the company sends you.

Do Shred

If you still receive paper statements for your bank accounts, credit cards, student loans, or any documents with PII on them, then shred them on a regular basis. If you don’t own a shredder, or have a friend who will let you borrow theirs, go online and search for “community shredding events near you.”

Do Monitor Your Accounts

Ultimately, you are responsible for your own cybersecurity. If you do not currently check your bank accounts weekly, then start. If you see something weird, like a transaction you did not initiate, contact your bank and investigate. If you do not check your credit score twice a year, then start. If you have experienced an attack on your credit, consider freezing it. Freezing your credit is a bit of a task and has pros and cons. Read about them here.

What do you do to protect your PII from cybercriminals? Please share in the comments.

It’s Just a Pause

I have a confession to make. I’m Team Oxford Comma. People can get passionate about correct comma usage. I did not realize there is such controversy over a crooked little mark. It’s just a pause, people! Sometimes a sentence has multiple commas because the author wants to slow down, make a list, or clarify. These three things are also useful in the workplace.

Slow Down

Plan A does not always work. When your team is trying to complete a project and hits an obstacle, pausing can help cool their frustrations. For example, I ask my clients to tell me what hurts. Their answers give me clues to solving their problems. Sometimes just thinking about the pain and how wide-spread it is sends them into a panic spiral. They talk faster, the pitch of their voices gets higher, their eyes get wider, their flight-fight-or-freeze mechanisms activate. That’s when I know it’s time to respond with slow, low, gentle-toned reassurances full of commas. By the same token, encouraging your team to take a pause helps everyone reset. Then you can calmly regroup and figure out together how to deal with the obstacle.

Make a List

Every task on your to-do list is the top priority and needs done yesterday, but you’ll get more work done if you stop what you’re doing. This is very counter-intuitive, but it’s like a flywheel. You can’t see the progression of the wheel turning while you’re pushing it. Much like you can’t feel the earth constantly turning while you’re standing on it. When you complete the push that makes the flywheel take off, you suddenly have lots of time. To get to the final push, sometimes you have to use a comma. Take a minute to box breath, then look at your task list. Determine which tasks are important and which are urgent. Take one action that gets one urgent task closer to completion, then pause. Look at your important tasks list. What is one action you can take in the next 15 minutes to get one item on it closer to completion? Then continue on with your urgent task list. At the end of the workday, reflect (another comma, btw). Celebrate how far you got on both the urgent and the important tasks, especially if you did not mark everything off both lists. Do not dwell on what is still left to do. Make a quick note of the next steps you’ll take on both lists tomorrow.

Clarify

Mental noise surrounds you 24/7/365. There is an overwhelming amount of information available to you. How do you make sense of any of it? Use a comma.

Pause – Stop. Breathe. Drink a glass of water
Reflect – Your wheels are turning, but you’re upside down. How did that happen?
Focus – What is the Why?
Refine – What is the most important next step or course correction?
Iterate – Take the next step
Repeat

How do you make the best use of pauses at work? Please share in the comments.

Emerging Expectations

A year ago Google gave their employees access to a pay calculator that let them estimate how permanently working remotely would impact their salaries. For most workers it meant a reduction. Since then Facebook, Twitter, and Microsoft revealed similar policies. What is an employer’s justification for cutting pay if their employees work from home? Should you lower your expectations for compensation if it means you can work 100% remotely?

Employers Parry

Tech companies that have national and International workforces like Google, Facebook, and Microsoft revise an employee’s salary when the employee changes the location of their residence. For example, If the employee moves to a lower cost of living area, then their pay is reduced. Conversely, a few companies (e.g., Spotify, Reddit) raised the compensation of remote employees during the pandemic to match the salaries of their workforces that are based in New York and San Francisco. Google’s explanation for decreasing remote employee’s wages is that their compensation packages are always based on location since they pay employees top of the range for the market the employee lives in. Facebook said they had to adjust an employee’s salary to their location for accounting purposes and tax requirements. VMware and Gitlab also commented. Read more here. Companies cutting pay for working from home may be using it as a device to get employees back in the office. Maybe they think it signals a return to business as pre-pandemic usual. Maybe they feel if your manager doesn’t see you working, then you must not be. Maybe they believe physical presence boosts collaboration and innovation. These expectations need to be re-examined. We are living in a business as unusual, homing from work, videoconferencing our heads off era. Work-life integration advances both work and life.

Employees Counter-parry

Studies of productivity during the pandemic revealed that remote workers not only accomplished the same tasks as they did in the office, they also worked longer hours to do so. Employees feel like they should be paid for the work they do, not where they do it, but the majority of their managers disagree. Seventy-three percent of managers affirm that productivity was great. Their problem is, managing their remote workforce caused 69% of the managers to burnout. The study also indicates that 51% of company leaders believe employees want to return to an office and that incentives like free food and happy hours will lure them back. If employees are willing to give up promotions and wage increases to work from home, snacks are not enough of an incentive to return to an office. However, on-site childcare would be a good start.

Touché

This fencing match isn’t really about money. It’s about power. Employers have traditionally held all the power in the relationship. The pandemic gave employees a sense of agency and a means to prove they can handle it. A significant percentage of the workforce discovered that it does not make sense for them to stay in one place 9:00am-5:00pm Monday – Friday to do their jobs well. And so far nothing management has done to lure them back has changed their minds.

Would you accept a pay cut to work from home? Please share why or why not in the comments.

What Did You Expect?

Once upon a time, I worked for a manager who gave me a priority list every Monday. Then every Friday I gave him a status report which shaped his list for the following Monday. He gave me in writing what he expected over the next week, month, and quarter. I knew what he wanted and he knew what I was doing. Our expectations were aligned and we worked happily ever after. Sound like a fairy tale?

In subsequent employment, my procedure is to figure out what my manager wants and give it to them. Sometimes I’m a hit. Sometimes I’m a miscommunication. Here are a few things I’ve learned about aligning expectations with managers, teammates, and clients.

Managers

Communication is hard. Conflicts happen. These are opportunities. Even if the only upside is that your emotional intelligence gets a workout. You can only control you. You can’t control other people’s opinions of you and sometimes that stings. One of the best ways to take the stinger out is to get curious. For example, ask, “What events led to this conclusion?” “What boundary was crossed?” “Please define the non-negotiables.” The answers to these questions can reveal what your next steps should be. Maybe a different department is a better fit for you. Maybe a different company is a better fit for you. At the very least, conflict gives you better questions to ask. This data is useful because you rarely have the full scope of variables that led to the conflict.

Teammates

Everyone brings their preferences for working together to the team. You approach a project thinking you know how this is going to go, and so does everyone else. Organizations hire people for different positions, put them on a team, and expect them to get projects done. If they don’t assign and communicate roles, expectations, and how tasks should pass from one coworker to another, then how will anything get done? Throw in the fact that Plan A rarely works, and you have a mess of wrong intentions, confused roles, and misaligned expectations on your hands. To remedy this, have a kick-off meeting for each new project and ask each team member to answer these questions out loud. “What is our goal?” “What is your role in achieving it?” By the end of the meeting every member should know both their role as well as all their teammate’s roles in achieving the goal.

Clients

If you do the above with your coworkers, then satisfying the client is much easier, but it’s only part of the equation. You need to close the loop by consistently aligning your team’s expectations with your customer’s. On the team side, you can check with direct reports after giving instructions. For example, ask, “Do you have any questions?” On the client side, you can reiterate the instructions you receive. For example, “This is what I heard you say that you need from us…” You can also survey clients after a project. For example, ask, “What did you like best about the way we communicated?” “For future reference, what improvements in communication would you like us to implement?”

One wrong assumption and adverse reaction leads to another. Habitual unchecked communication fuels suspicion and negative reactions. Once this pattern is normalized, it’s hard to break. You cannot build effective working relationships without effective communication.

What is your process for aligning expectations at work? Please share in the comments.

Minor Offenses

Last week in part one of this series, we talked about how obstacles to communication can lead to misaligned expectations. This week, let’s explore how that combination can lead to criticism, envy, or grudges and what you can do to prevent them.

Criticism

Taking criticism is like being randomly pelted by Wiffle balls all day. If you let criticism get to you instead of letting it go, then you risk derailing your career instead of protecting your brand. For example, Alexander Hamilton could not tolerate having his reputation questioned. Marty McFly could not stand being called chicken. One way to ease the pain of criticism is to identify your triggers. How did you feel when you were criticized? Embarrassed? Angry? Surprised? Consider the source of the feedback. Is it from someone you respect? Or did it come from someone who gains from tearing you down? When you figure out what triggers the emotion, you can disrupt it. This is one of the handful of times I do not suggest communication as a solution. Try letting it go first. If addressing the criticism is absolutely necessary to continue working with this person, then proceed with caution. 0% emotion, 0% sarcasm, 100% statement of the facts. E.g., “I’m aware that it has always been handled this way, but let’s both present our options to our manager and let them decide.”

Envy

You don’t advertise your struggles, right? Your resume is full of your hits, not your misses. When jealous of someone else’s success, ask yourself, What did they do to achieve it? What do they have to do to keep it? Is that even what I want? For example, if a coworker received a promotion that you wanted, then make a plan to get it during the next round. Figure out how they got the promotion. Did they receive high-risk projects? Did they make their successes visible to your manager? Did they communicate their expectation of moving up to those who promote? The answers will help you define your goals. Then list what actions you have to take to achieve them. Break those down into steps. Assign each step a deadline. Determine if it is worth your T.E.A.M.

Grudges

The negative energy holding a grudge produces manifests itself in your mind (depression), body (high blood pressure), and spirit (self-esteem). A grudge begins with feeling like you were treated unfairly. Then you repeatedly relive the incident substituting what you wish you’d said or done. Carrying those thoughts around is like trying to put out a fire by throwing gasoline on it. Reset your expectations to the reality of this moment. Do something to force yourself to stay in the present and out of the past: Meditate, take a walk, pray, journal.

Your coworkers will offend you and you will offend them. Most teammates don’t realize they offended you. Some don’t care. You give someone power over you when you retain negative emotions toward them. Decide to be the only one who dictates how you feel. It is extremely difficult to make wise choices at work if you’re resentful.

How do you deflect criticism, envy and grudges at work? Please share in the comments.

Vacation, All I Ever Wanted

COVID kept you cooped up for so long that you’re determined to get back to traveling. Stories of canceled flights, lack of rental cars, and inflated accommodation prices due to demand are not enough to deter you from summer vacationing. You know why you want to travel, now you have to figure out where, when, what, who, and how.

Where are you going?

Every decision that follows will be based on this one. For example, Are you going to drive or fly? Are you going to stay on a resort’s site or off? If you fly, will you need a rental car? Will you get all your meals from restaurants? How many and what kind of souvenirs do you think you may purchase? The more you are able to visualize your trip, the better you can estimate how much the variables may cost.

When are you going?

Once you decide where you want to go, the next decision is when. Summer is traditionally vacation season, so that’s when airfare, accommodations, and entertainment are the most expensive. Can you afford the higher prices or can you delay gratification and go in the off-season? Waiting is hard, but it gives you time to save money toward the trip and avoid the summer crowds. If you have the flexibility to be spontaneous, travel apps like Hopper and KAYAK will notify you when your desired trip gets discounted.

What will you do while you’re there?

After the where and when, estimate how much money you’re going to need for transportation, accommodations, meals, souvenirs, and entertainment. Then add 10% for miscellaneous or unpredictable circumstances. Once you’re on your trip, you can use an app to keep track of your spending.

Who is going with you?

If the more you think about the expense of a vacation the more out of reach it seems, then what are your options? Are family and/or friends in the same situation as you? Can you go together? If you all agree on a destination that you can drive to, you can carpool and all chip in for gas. If you stay in a vacation home, you can all share the rental cost. You can stop at a grocery along the way, pick up food, and eat at the rental instead of at restaurants. If you are at a destination that rents canoes or gives guided tours, then you can split those costs with your group.

How can you take a break without taking a vacation?

Maybe it’s just too expensive to take a long or faraway trip right now. Start saving toward that goal and consider taking a break closer to home instead. Do you camp? Campgrounds are usually cheaper accommodations than hotels, especially if you have your own equipment (tent, camper, RV, bike, kayak, food). It’s also mentally beneficial to commune with nature. Or what about the old staycation? Have you visited your city’s museums, MetroParks, or historical sites recently? If so, then what about a city about an hour’s drive away? You get to sleep in your own bed, eat your food, and you save yourself the stress of taking a big trip.

Do you plan to travel this summer? Please share your destinations and money-saving tips in the comments.

Treat Me Right

I published this article about The Platinum Rule (TPR) over a year ago. The response I keep receiving merits a part two. As a refresher, you’ve probably heard of The Golden Rule (TGR). It says, “Treat others the way you want to be treated.” The next progression of this philosophy is The Platinum Rule (TPR). It says, “Treat others the way they want to be treated.” For example, if I followed TGR, I’d never give anyone a gift card to a restaurant because I don’t want to receive gift cards to restaurants. (Eating at restaurants is a minefield for this diabetic.) Following TPR, if my goal is to celebrate someone, then I should give them something they like, no matter how I feel about it.

In his book, How to Win Friends and Influence People, Dale Carnegie wrote, “Personally I am very fond of strawberries and cream, but I have found that for some strange reason, fish prefer worms. So when I went fishing, I didn’t think about what I wanted. I thought about what they wanted. I didn’t bait the hook with strawberries and cream. Rather, I dangled a worm or grasshopper in front of the fish and said: ‘Wouldn’t you like to have that?’”

Culture Creator

Employers would be wise to apply Mr. Carnegie’s logic to their workforce. In this movement dubbed The Great Resignation, we have moved on to the Great Reevaluation. The workforce is thinking really hard about the priority their jobs have in their lives. If they are currently dissatisfied with their situation, there are plenty of options from which to choose. The need for employees is so desperate that if employers want to both attract talent and retain it, they’d be wise to consider TPR instead of TGR. For example, if you are a Founder/CEO/President of a small business, then no one loves that company more than you do. It is on your mind 24/7/365. As the leader, your example sets the culture of your company. If you send emails at 10:07PM, then the employee who receives it thinks they have to get out of bed and respond. If you call from your car while dropping your son off at his play rehearsal, then the employee who answers feels like they have to stop making dinner to talk to you. If you review quarterly reports during your daughter’s swim practice, then the employee you texted questioning last month’s lagging sales feels like they have to pause their workout to reply. Your behavior sets a standard of being on-call all the time. Eventually you will burn out both yourself and your workforce. Once your company has this reputation, it’s difficult both to retain current employees and hire new ones.

Lead by Example

You can say that employees don’t have to reply right away, but your behavior gives the impression that an employee who cares about career growth with your company will be responsive. Your words whisper, but your actions shout. Thinking about work is actually work. It is invisible unpaid work that you create for your employees when you habitually cross their boundaries. Define what your business hours are. Set reasonable communication boundaries for both before and after those hours. Respect those boundaries. That is an effective use of the TPR.

What does your company do to apply The Platinum Rule to employees? Please share in the comments.

The Home Team

While at the grocery store, I passed the coffee kiosk. It was fairly busy. The barista was at the register taking orders. A couple of women waited near the pick-up counter. A man with a sleeping baby in a carrier approached the pickup counter and found his coffee. He excused himself around the two women waiting for their orders. One of the women said, “What a good daddy you are!” I silently wondered, if it was a woman with an iced grande caramel macchiato in one hand and a baby carrier in the other, would the speaker have said, “What a good mommy you are!”? I hope so, but society does not train us to praise mothers for parenting.

From the Beginning

Let’s normalize a team approach to getting the invisible, unpaid work done; especially when it comes to parenting. In a heterosexual, two-parent household, when a baby is born the only thing the mother can do that the father cannot is feed the baby with her own body. Everything else is a level playing field. Mothers don’t instinctively know what a baby needs. For example, when a baby cries in the middle of the night, waking up, getting out of bed, and soothing that baby is not a talent unique to mothers.

In this Together

Let’s stop perceiving domestic work through the lens that society perpetually trains us to use. All genders can learn to change diapers, wash dishes, do laundry, take out the trash, get the kids to school, rehearsal, practice, the dentist, etc. Let’s rethink the assumption that the person in the couple with the lowest income (typically the woman) is by default the family manager. In a heterosexual household, let’s stop sending the message to men that they are “helping” around the house. Even if he takes on the burden of the physical work, the mental and emotional burden is still on the woman if she has to know and decide what, where, when, and how that work gets done.

For the Future

When/If you become a parent, if you have a partner, please normalize co-parenting. In learning to navigate the world they live in, children need each parent’s strength and time. One partner should not be limited to the role of financial provider. The other should not be limited to the role of domestic provider. Doing so denies parents the opportunity to model genderless behavior to their children. For example, it is extremely beneficial for children to witness their father supporting their mother’s passions and goals while managing his daily routines. When they see their father being patient, unselfish, kind, and collaborative, then they look for those qualities in the people they choose to be in their lives.

What are some things you do to promote co-parenting? Please share in the comments.

On the Road Again

Like Dorothy Parker, every day we wake up and wonder, “What fresh hell is this?” Ukraine, monkeypox, Roe v. Wade, the lingering effect of COVID’s mutations, mass shootings, extreme weather events…not only is 2022 taking a toll on your mental health, but it’s also taking a toll on your wallet.

In a good economy your car is a major expense. It’s even more so during the inflation we’re experiencing right now. Hopefully, the situation is temporary. While we wait to find out, here are some things you can do right now to save money on driving.

One

Can you get by with one car? How about no car? If you live in a walking city and work remotely, think about what you use a car for. If all you can come up with is the occasional weekend away or driving for holiday visits across a state or two, you could rent a car for those occasions. Selling your car pays off your loan if you have one. It also saves you money on fuel, maintenance, repairs, and insurance.

Insurance

Speaking of insurance, if you used to commute to work and are now working remotely, contact your insurance company and ask for a discount. Insurance premiums are based on risk. The fewer miles you spend on the road, the less risk you have of getting into an insurable accident. Find out if your provider offers a low-mileage discount and if you qualify for it. Not all insurance companies have the same parameters, so if you don’t qualify for your current insurance company’s low-mileage discount, comparison shop.
Do you own both a house and a car? Do you rent your residence and own a car? Do you have life insurance? Do you own a boat and/or a motorcycle? Ask your insurance provider about discounts for bundling multiple policies.
Do you have more insurance than you need? Everyone’s situation is different, so here are some guidelines. If you are carrying too much, right-size your policy.
Keep your FICO score high Some banks let you check it without negatively impacting it and even notify you when it changes. A higher credit score can lower your auto insurance premium.

Wait

If you can put off purchasing a new vehicle until 2023, do. The usual advice on saving transportation money is to sell your car and buy a used, late-model, economy car, but right now, finding those is difficult. Even If your car needs a major repair, if you can maintain your ride another year, it’s still likely to cost less than buying another one.

Gas

Carpool with a coworker
Sign up for your favorite grocery’s fuel rewards program
Download and use a fuel comparison app
Drive the speed limit
Make sure your tires are properly inflated
Use cruise control
Remove items that inhibit the aerodynamics of your vehicle (e.g., roof racks, bike racks)
Don’t drive if you don’t have to. For example, combine multiple errands into one trip, use your grocery’s delivery service, etc.

What are you doing to save money on transportation costs? Please share in the comments.

Don’t Believe Everything You Think

It’s Memorial Day weekend; the official start of summer recreation. School lets out, community pools open, and outdoor concerts shift into high gear. Does anyone else feel weird about kicking off summer fun with a holiday based on mourning the military personnel who died while serving in the United States armed forces? No? Just me? Okay. The sacrifices they made secured the freedom we enjoy. We pause, remember, and are grateful.

Speaking of weird, how is your adjustment to working in person going? We endeavor to discuss the evolution of work in dispassionate, detached, and practically Vulcan tones, but under the calm exteriors, all the feels are brewing.

Employees want more freedom over where and when work gets done. Employers are afraid to give up that much control. Changes like a four-day work week, WFH options, and bringing your dog to work are just the beginning. They lead to other debates like, What about unlimited PTO? How about healthcare insurance coverage from day one? Will the company offer stock options?

The attention both employers and employees have to pay to these emotionally charged topics is exhausting on top of the work that needs to get done. Often, when you’re weary, emotions, especially the negative ones, lead the conversations instead of interpret them. Under what circumstances is it okay to express strong emotions at work?

Emotions are contagious and can escalate an exchange into an argument. In the absence of communication, negative emotions are even more dangerous because where information is absent, your brain fills in the blanks.

For example, if your manager keeps putting off approving a time-sensitive decision, you don’t know why they aren’t giving you an answer. You can assume they are thoughtfully processing the possible implications of their decision. It’s more likely you’re going to assume they’re putting you off because they forgot about you or don’t respect you. These negative thoughts produce negative emotions that fabricate a story you believe is the truth. Then, you may get angry and make a decision without your manager’s sign-off. You tell yourself you will ask for forgiveness if it turns out they don’t approve.

But, what happens when you discover the story you told yourself is false? Now you’ve damaged the trust between you and your manager. How do you recover from that? What do you learn from it? How do you fix it? What triggers do you put in place to prevent it from happening again? (Recommended reading: Rising Strong, by Brene Brown)

During this transition from the way work was done to the way it will be done, it’s crucial that you manage your thoughts, feelings, and perceptions. You must pay attention to what you give your attention to. Be an active listener. Summarize and repeat back what you think you heard. Presume everyone is on the same team and working toward what is best both for the organization and for each other.

When was the last time you had to stop your brain from filling in a communication gap at work? Please share in the comments.